Tenant Credit Checks for Landlords
Review rental applicants with credit screening options designed for independent landlords. Choose a full credit report or an ABC Grade Report, compare affordable packages, and order the reports you need without a monthly membership fee.
What You Can Review
- ✓Available credit characteristics and payment-history information in the selected full credit report
- ✓FICO Score when included with the selected credit report or ABC product
- ✓Credit-based ABC Grade Report for qualifying users who do not need the full credit file
- ✓Optional eviction and criminal searches through broader screening packages
Reports differ by product. Credit history is not the same as verified rental income.
What Does a Tenant Credit Check Show?
A tenant credit check helps landlords evaluate an applicant’s credit-related financial information. The exact information depends on the product selected, and it should be considered alongside income, rental history, and other lawful verification steps.
Credit History
Review reportable credit obligations and payment behavior available within a selected full credit report.
Credit Score
See the score included in the selected screening product and interpret it alongside other relevant information.
Related Screening
Choose packages that combine credit reports with eviction or criminal searches when appropriate and legally permitted.
Full Credit Report vs. ABC Grade Report
Understand this important distinction before ordering a screening product.
Full Tenant Credit Report
Provides credit-report information from an authorized consumer reporting source, subject to landlord eligibility, credentialing and any required site inspection.
- More detailed reportable credit information
- Selected packages include a FICO Score
- Additional verification may be required before access
ABC Grade Report
A letter-grade-based credit screening option using a credit score and selected criteria. You receive the grade report, not the underlying full credit report.
- Uses a grade-based result
- Does not require a site inspection according to the currently advertised product details
- Not interchangeable with a detailed full credit file
Tenant Credit Check Prices
Choose only the screening information you need. These are the currently advertised packages, with no monthly membership fee.
Basic
Credit screening
- Choice of full credit report or ABC Grade Report
- FICO Score with eligible product
- Social Security verification as advertised
Good Deal
- Full credit report with FICO Score
- Quick eviction search
- ABC Grade Report included
- Social Security verification
Best Deal
Broader screening package
- Full credit report with FICO Score
- Eviction search and criminal search
- Sex offender search
- Previous address history
How to Run a Tenant Credit Check
Select an appropriate report, follow the screening provider’s requirements, and review results within your lawful rental screening process.
Create Your Account
Register with the screening provider and complete any required verification.
Choose Your Report
Select a full credit report, ABC Grade Report, or combined package that fits your needs.
Review Responsibly
Use permissible purposes and applicable authorizations, consider accurate information, and follow adverse-action rules when relevant.
Tenant Credit Check FAQs
Answers for landlords comparing credit screening options.
Can an independent landlord run a tenant credit check?
Will the applicant’s credit score be affected?
Does an ABC Grade Report show the full credit history?
Can a credit check verify income or detect fake pay stubs?
Do I need an applicant’s permission?
What if I deny a rental application based on a credit report?
Start With the Credit Information You Need
Review credit-only and combined screening packages designed for rental property owners. No monthly membership fee; some reports require additional credentials.
Questions? Call 888-294-4640, Monday–Friday, 8:30 AM–5:00 PM Pacific.