Tenant Credit Screening

Tenant Credit Checks for Landlords

Review rental applicants with credit screening options designed for independent landlords. Choose a full credit report or an ABC Grade Report, compare affordable packages, and order the reports you need without a monthly membership fee.

From $9.95 per reportPay as you go24/7 online account access
Choose the Right Credit Product

What You Can Review

  • ✓Available credit characteristics and payment-history information in the selected full credit report
  • ✓FICO Score when included with the selected credit report or ABC product
  • ✓Credit-based ABC Grade Report for qualifying users who do not need the full credit file
  • ✓Optional eviction and criminal searches through broader screening packages

Reports differ by product. Credit history is not the same as verified rental income.

Credit Reports Explained

What Does a Tenant Credit Check Show?

A tenant credit check helps landlords evaluate an applicant’s credit-related financial information. The exact information depends on the product selected, and it should be considered alongside income, rental history, and other lawful verification steps.

01

Credit History

Review reportable credit obligations and payment behavior available within a selected full credit report.

02

Credit Score

See the score included in the selected screening product and interpret it alongside other relevant information.

03

Related Screening

Choose packages that combine credit reports with eviction or criminal searches when appropriate and legally permitted.

Credit Report Options

Full Credit Report vs. ABC Grade Report

Understand this important distinction before ordering a screening product.

Full Tenant Credit Report

Provides credit-report information from an authorized consumer reporting source, subject to landlord eligibility, credentialing and any required site inspection.

  • More detailed reportable credit information
  • Selected packages include a FICO Score
  • Additional verification may be required before access

ABC Grade Report

A letter-grade-based credit screening option using a credit score and selected criteria. You receive the grade report, not the underlying full credit report.

  • Uses a grade-based result
  • Does not require a site inspection according to the currently advertised product details
  • Not interchangeable with a detailed full credit file
Important: Neither credit report type independently confirms that an applicant’s uploaded pay stub, claimed employment, or bank statement is genuine. Verify these separately using appropriate, lawful methods.
Transparent Pricing

Tenant Credit Check Prices

Choose only the screening information you need. These are the currently advertised packages, with no monthly membership fee.

Basic

Credit screening

$9.95 / report
  • Choice of full credit report or ABC Grade Report
  • FICO Score with eligible product
  • Social Security verification as advertised
Choose Basic

Best Deal

Broader screening package

$24.95 / report
  • Full credit report with FICO Score
  • Eviction search and criminal search
  • Sex offender search
  • Previous address history
Choose Best Deal
Full credit access may require landlord accreditation or an approved site inspection. Package contents, available reports, and introductory offers are subject to their current terms. Review complete pricing details.
Simple Process

How to Run a Tenant Credit Check

Select an appropriate report, follow the screening provider’s requirements, and review results within your lawful rental screening process.

01

Create Your Account

Register with the screening provider and complete any required verification.

02

Choose Your Report

Select a full credit report, ABC Grade Report, or combined package that fits your needs.

03

Review Responsibly

Use permissible purposes and applicable authorizations, consider accurate information, and follow adverse-action rules when relevant.

Common Questions

Tenant Credit Check FAQs

Answers for landlords comparing credit screening options.

Can an independent landlord run a tenant credit check?
Yes, independent landlords may access permitted screening products after establishing an account and satisfying the provider’s requirements. Certain full credit reports require additional verification or accreditation.
Will the applicant’s credit score be affected?
TenantCreditChecks.com describes its TransUnion tenant credit checks as soft inquiries. Soft inquiries do not affect credit scores. Confirm the inquiry type for the specific product ordered.
Does an ABC Grade Report show the full credit history?
No. It provides a credit-based letter grade rather than the underlying full credit report. Review the product description to understand what you will receive.
Can a credit check verify income or detect fake pay stubs?
No, a standard tenant credit check does not authenticate an uploaded pay stub or independently confirm employment and income. Use appropriate separate verification methods when needed.
Do I need an applicant’s permission?
You need a permissible purpose under the Fair Credit Reporting Act. The provider, the selected screening product, and applicable state laws may require additional authorization or documentation. Obtain and retain appropriate consent where required.
What if I deny a rental application based on a credit report?
If a consumer report plays any role in an adverse rental decision, the Fair Credit Reporting Act generally requires an adverse-action notice. See FTC guidance for landlords for details.
Independent Landlord Screening

Start With the Credit Information You Need

Review credit-only and combined screening packages designed for rental property owners. No monthly membership fee; some reports require additional credentials.

Questions? Call 888-294-4640, Monday–Friday, 8:30 AM–5:00 PM Pacific.

Customer Support: 888-294-4640 • Monday - Friday, 8:30 AM - 5:00 PM Pacific Time

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